From Have to Used-to-Have

Kathleen Ann is a freelance writer from New England. At Huffington Post she describes how her life changed over several years from a so-called ‘Have’ to a ‘Have-not’ or rather a ‘Used-to-Have’.

There once was a time when she owned a home, when she could go shopping in department stores or go to the hairdresser or have a pedicure. Now she’s living in an apartment where she doesn’t know if she can pay the rent next month. Because despite her degree from a prestigious college she is without a job.

So that’s why she’s freelancing now, but even the freelancing isn’t how it once was. She went from an hourly rate of 100 dollars to (far) below 30 dollars. All in all, she’s on an income of less than 20,000 dollars a year now.

So how did this happen? (See more at: